Personal Finance

Are you frustrated by the rising cost of everything and wondering how you can keep pace?  You are not alone.   Inflation has been on an absolute tear over the past year, which has even prompted the federal government to increase rates in the hopes that this will curb skyrocketing prices. Despite their efforts, inflation keeps […]

Living below your means is a foundational principle of personal finance.   At least that’s what you hear all the time from personal finance gurus and experts.   The concept is simple.  Make sure you spend less than you earn and save or invest the rest.   This will do three really good things.   First, it will keep

The American dream is simple.  In this land of opportunity, you can get rich (or at least live comfortably) even if you are not born wealthy. It’s the reason why so many immigrants throughout America’s history, and even today, want to come to the US.   It was my story too.   I am an immigrant

In 1926, F. Scott Fitzgerald wrote that the rich are different from you and me.  Ernest Hemingway famously replied, yes, they have more money. I love this exchange because it captures perfectly the two competing views on money and those who have it.  There are those who believe that the rich have some innate quality

Did you know that there is an ancient Greek philosophy that teaches how a deep commitment to acquiring knowledge and using discipline to master yourself and your impulses can help you conquer life’s challenges, especially when hard times come? It’s called stoicism and it has been adopted by famous philosophers, Roman emperors and modern day

Ever wanted to peek into the habits of an actual millionaire? I am not talking about someone who inherited their wealth and is living off mummy and daddy’s money. I am talking about someone who had to build their wealth from nothing. In this article, I am going to talk about the habits and mindset