44 Inspiring Quotes on Passive Income for the Determined Investor

Passive income is the endgame for many investors and entrepreneurs. 

Imagine getting to a place where all of your hard work and investments finally pay off and you are able to receive a reliable stream of passive income that covers all of your expenses (and then some). 

It’s the dream. 

But getting there can be a challenge and we all face setbacks from time to time.  I find that these passive income quotes can raise my spirits and give me a rush of renewed determination when I am facing a disappointment or obstacle along my passive income journey. 

I hope they can do the same for you. 

With that, let’s dive into 44 motivating passive income quotes to keep you going!

Note: There’s a link to a pdf that contains just the quotes at the end of the article for easy downloading.

“Keep away from people who try to belittle your ambitions. Small people always do that, but the really great make you feel that you, too, can become great.”  

-Mark Twain 

“Residual income is passive income that comes in every month whether you show up or not. It’s when you no longer get paid on your personal efforts alone, but you get paid on the efforts of hundreds or even thousands of others and on the efforts of your money! It’s one of the keys to financial freedom and time freedom.” 

-Steve Fisher 

“Patience and perseverance have a magical effect before which difficulties disappear and obstacles vanish.” 

-John Quincy Adams 

“Rich people use debt to leverage investments and grow cash flows. Poor people use debt to buy things that make rich people richer.”  

-Grant Cardone

To learn more about this important principle, check out my article on how to use debt to create passive income. This is the method I used to grow my net worth dramatically over the course of a few years.

“You can only be financially free when your passive income exceeds your expenses.” 

-T. Harv Eker 

“Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble.” 

-Warren Buffett 

“If your determination is fixed, I do not counsel you to despair. Few things are impossible to diligence and skill. Great works are performed not by strength, but perseverance.” 

-Samuel Johnson 

“Money makes money. And the money that money makes, makes money.” 

-Benjamin Franklin 

“The secret of getting ahead is getting started.” 

-Mark Twain 

“If you do not find a way to make money while you sleep, you will work until you die.” 

-Warren Buffet 

“The greater the passive income you can build, the freer you will become.” 

-Todd M. Fleming 

“The path to success is to take massive, determined action.”  

-Tony Robbins 

“The key to financial freedom and great wealth is a person’s ability or skill to convert earned income into passive income and/or portfolio income.” 

-Robert Kiyosaki 

“Compound interest is the 8th wonder of the world.”  

-Albert Einstein 

“Never depend on a single income.  Make investment to create a second source.” 

-Warren Buffett 

“The best time to plant a tree was 20 years ago. The second best time is today.” 

-Ancient Chinese Proverb 

“It’s what you practice in private that you will be rewarded for in public.”  

-Tony Robbins 

“He who makes $25,000 annually through passive income is more enviable than he who earns $100,000 annually through a salary.” 

-Mokokoma Mokhonoana 

“Success is the child of drudgery and perseverance. It cannot be coaxed or bribed; pay the price and it is yours.” 

-Orison Swett Marden 

“My rich dad taught me to focus on passive income and spend my time acquiring the assets that provide passive or long term residual income…passive income from capital gains, dividends, residual income from business, rental income from real estate, and royalties.” 

-Robert Kiyosaki 

“The worst thing you can do is get a 2nd job. The best thing you can do is start a home based business.” 

-Dave Ramsey 

“Your economic security does not lie in your job; it lies in your power to produce – to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth; it’s having the power to produce wealth.” 

-Stephen R. Covey 

“There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” 

-Colin Powell 

“Residual income means never having to start over.” 

-Tom “Big Al” Schreiter 

“If you can’t stop thinking about it, don’t stop working for it.”  

-Michael Jordan 

“I am a slow walker, but I never walk back.” 

-Abraham Lincoln 

Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” 

-Paul Samuelson 

“When people ask me what “American Pie” means, I tell them it means I don’t ever have to work again if I don’t want to.” 

-Don McLean 

“Shop for assets, not sh*t.” 

-George Choy 

“To obtain financial freedom, one must be either a business owner, an investor, or both, generating passive income, particularly on a monthly basis.” 

-Robert Kiyosaki 

“Some people want it to happen. Some wish it would happen. Others make it happen.” 

-Michael Jordan 

“Money has the power to buy you things. But a much bigger power of money is in generating more money for you. Those who are able to manifest the latter, are never short of it.” 

-Manoj Arora 

“Wealth like a tree grows from a tiny seed.  The first copper you save is the seed from which your tree of wealth shall grow.”  

-The Richest Man in Babylon 

“Landlords grow rich in their sleep without working, risking or economizing.” 

-John Stuart Mill 

“The poor and middle class work for money…the rich have money work for them.” 

-Robert Kiyosaki 

“The key is to work extremely hard for a short period of time (1-5 years), create abundant wealth, and then make money work hard for you through wise investments that yield a passive income for life.” 

-H.W. Charles 

“I remember saying to my mentor, ‘If I had more money, I would have a better plan.’. He quickly responded, ‘I would suggest that if you had a better plan, you would have more money.’. You see, it’s not the amount that counts; it’s the plan that counts.” 

-Jim Rohn 

“You cannot have a million-dollar dream with a minimum wage work ethic.” 

-Stephan C. Hogan 

“I personally feel that the #1 benefit of having my expenses covered by passive income is that I get to keep doing a lot more of the kind of work I enjoy. I also get to work the way I want to work – where I want, when I want, how I want, and with whom I want.” 

-Steve Pavlina 

“You are too valuable to work a 9-5 job for 50 years.” 


There are people less qualified than you, doing things you want to do, simply because they decided to take action.”   


Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young man or wage earner of today invests his money in real estate.”  

-Andrew Carnegie 

“The most effective way of bringing in passive income is educating people.” 

-Jess Van Den 

“If you want something, go get it. Period.”   

-Will Smith playing Chris Gardner in The Pursuit of Happiness 


I hope these quotes continue to inspire you and refresh your resolve to continue along the passive income journey. 

If you want a soup-to-nuts guide to generate passive income (including some really effective but little known strategies), check out my ultimate beginner’s guide to passive income [25+ strategies that work].   

If you don’t have a lot of money to start and can’t devote a lot of time or energy to your passive income portfolio, check out my article on 15 ways to make truly passive income without any money

If you are looking to do something a bit more ambitious, check out my article on businesses that run themselves. In that article, I cover some great businesses that can generate attractive levels of return without a lot of day to day involvement by the owner. Check it out here.

Finally, as promised, here’s the link to the pdf with all 44 quotes.