How to Start a Trucking Business With One Truck [Semi, Box Truck or Cargo Van]

If you are interested in starting a trucking business with one truck but don't know where to begin, you are in the right place.

In this article, I will cover 6 essential steps to setting up a trucking business beginning with just a single truck. Now one of the key questions is what type of truck you want to get. There are three main options: semi-truck, box truck or cargo van. We will cover each of them in this article because the cost, complexity and operations are dramatically different depending on what you choose.

Here's a preview of what we'll cover (of course, if you want to jump ahead to any of the individual steps, just click on the appropriate hyperlink below).

Before we dive into the steps, I will cover some introductory questions you may have about the trucking business, including an overview of the three types of trucks you can get, how much they cost, and whether the trucking business is profitable (including how much you can make for each type of truck).

If you want to skip the introductory stuff and jump ahead to the 6 steps, click here.

This post may contain affiliate links. If you click on a link and complete a transaction, I may make a small commission at no extra cost to you. 

The information contained in this post is for informational purposes only.  It is not a recommendation to buy or invest, and it is not financial, investment, legal, or tax advice.  You should seek the advice of a qualified professional before making any investment or other decisions relating to the topics covered by this article.

What is a Trucking Business?

A trucking business is a business that delivers goods or possessions (freight) from one location to another for a fee.

You may be asking if it's even possible to have a trucking business with a single truck.

The answer is a resounding yes!

In fact, many sizable trucking businesses today started off in just this way. An ambitious truck driver or entrepreneur decided to take the plunge and bought (or leased) their first truck and began delivering loads. There are plenty of trucking companies which grew from humble beginnings to controlling dozens or even hundreds of trucks.

Not just in trucking, but in most businesses, people start small and build up their companies. They gradually expand as they gain more experience and capital. It's a tried and true formula for success.

What Types of Truck Can I Get For My Trucking Company?

There are a number of different types of trucks you can get for your new trucking company, but I have focused on three main types. Let's start with the largest and most expensive type of truck first and work down from there.


Semi-trucks are the largest, most expensive, and most challenging to operate. You have certainly seen these on the road, so I won't go into great detail on what they are. Semi-trucks require a commercial driver's license (CDL) to operate and are almost exclusively used for long distance hauls.

Box Trucks

Box trucks are smaller and less costly but can still carry fairly large loads. They are also known as straight trucks, box vans or cube vans. They consist of a chassis cab truck with an enclosed rectangular cargo area. Box trucks are usually 10–26 feet long and can range from Class 3 to Class 7 (12,500 lb. to 33,000 lb. gross vehicle weight rating). Source.

They often have a roll-up door at the back that allows you access to the cargo area. If you've ever rented a decent sized U-Haul, you have driven a box truck.

Box trucks are ideal if you want to cover the “less than truckload” sector, which has been expanding with the expansion of e-commerce. They can deliver packages, furniture, bulk food items, and other cargo that needs local delivery. Box trucks are perfect for these tasks because they are designed to navigate urban areas but have enough cargo space to handle relatively large shipments.

Unlike a semi, you can operate a box truck (if you choose the right type), without a CDL.

Cargo Vans

Finally, you can go with the cheapest and easiest to operate vehicle – the run-of-the mill cargo van. Like box trucks, these vehicles are better suited to deliveries in urban areas. Obviously, they offer less cargo space than a semi-truck with a trailer or a large box truck, but are more usually way more affordable (and basically anyone can drive one).

How Much Does it Cost to Start a Trucking Business with One Truck?

Starting a trucking company can be expensive (even if you start with one truck), but it doesn't have to be. We'll show you how you can reduce your starting costs later on in the article.

As you can imagine, the biggest expense in starting your trucking business is going to be the cost of your truck. How much you spend on this is going to depend on the type of truck you get, its brand, age, condition, mileage, and various other factors (such as, in the case of semi-trucks, the type of cabin you get, etc.).


A new semi-truck can cost between $130,000 to $200,000 while a used semi-truck can be purchased for as low as $30,000 (but even used trucks can be priced as high as $180,000, depending on the year, make and model).  Source

Box Trucks

If you buy a new box truck, you can wind up paying between $25,000 to $45,000 for a light duty class 2 or 3 truck, but the larger you go, the more you will need to pay.

Below is a breakdown of new box truck costs by size.

Box Truck SizeBox Truck Price Range
Light duty class 2 and 3$25,000-$45,000
Medium duty class 4$35,000-$50,000
Medium duty class 5$45,000-$70,000
Medium duty class 6$50,000-$90,000


Of course, there are far cheaper options.

If you want to stick with buying your own truck, you can buy a used one at a big discount. Used box trucks with 200,000 miles can go for as little as $5,000 – $10,000. Of course, newer, lower-mileage trucks will cost more, with prices ranging between $10,000 – $40,000, depending on age, mileage and condition. Source.

Cargo Vans

According to Truecar, new cargo vans run between $25,000-$35,000. Source

As you can imagine, buying a used cargo van is going to save you a lot of money. I looked at used cargo vans on Edmunds and found ones starting as low as $2,500 (although I also saw some that ran well over $50,000 – for almost-new Mercedes cargo vans).

How to Lower Your Starting Costs:

Unless you have a ton of money lying around, you will probably need a loan to buy your truck. Fortunately, there are plenty of financing options for each of the three types of trucks we discussed. You can also lease each of these types of vehicles, which may be the cheapest way to get started.

Leasing allows you to lower your start-up costs, but it also gives you the ability to expand more rapidly. That's because each new vehicle you get won't require as much money as buying will. Also, in most cases, you may also have fewer maintenance and repair responsibilities if you lease vs. if you buy.

If you want a fuller discussion of how to select your semi-truck, as well as financing options and leasing strategies, check out my article on truck investing.

If you are leaning towards box trucks, check out my article on how to start a box truck business for more info on financing and leasing (or renting) options.

Although obtaining your truck is likely going to be your biggest upfront expense, there are other costs as well. You will also need to spend some money on equipment, accessories, and supplies.

For example, if you buy a semi, you may also want to buy a trailer, which can cost tens of thousands of dollars (with refrigerated trailers running more). Even if you operate a box truck business, you will need a pallet jack, straps and load bars, etc.

Finally, there are miscellaneous expenses as well, such as licenses, permits, insurance, marketing, load board fees, etc. They will be a modest expense when compared to the cost of acquiring your truck, but they can still cost hundreds of dollars or more.

Is a Trucking Business Profitable?

A trucking business can be profitable if managed correctly.

According to CTA Trucking (a long haul transportation company), the average gross of most of their trucks is between $4,000-$10,000+.

They state that an owner operator may take home around $2000-$5000+ weekly. That translates to between $104,000 – $260,000 if you work all 52 weeks.

If you want to operate a box truck business, you can also make decent money.

According to Ziprecruiter, the national average pay for a box truck owner-operator is $110,275 per year, which translates to around $53 per hour. But the range can be from as low as $23,500 to as high as $293,000! How much you make will vary based on a lot of factors, including how many loads you deliver, how well you manage your expenses, and where you operate.

For cargo vans, the numbers look pretty good too. The average owner-operator of a cargo van business makes around $65,000 per year, which is well above the national median income. Source

Ok, now that we've covered the introductory stuff, let's dive into the details on how you can start your trucking business.

Step 1: Establish Your Trucking Company

Select Your Business Name and Logo

The first step in establishing your trucking business is selecting a name and logo that you like. 

Having trouble figuring out a name?  Try Shopify’s business name generator.  It’s free.   

As for a logo, you can go on and check out some of their logo templates and start from there. It's a free option, but you will need to customize the logo templates to your liking. I prefer a more ready-made solution.  

One solid option is to go on Fiverr and hire someone to create your logo.  There are tons of people who do this, and I have seen pricing as low as $5.  For that price, you can probably try a bunch of folks and pick the logo that suits you best.   

Or you can go with Looka.  They are an AI-powered platform that will provide you a professional looking logo at reasonable prices.

Note: You want to make sure your name and logo are original to you and are not going to infringe someone else's intellectual property. If you are unsure, you can check the USPTO's trademark search tool as a starting point.

For more great strategies and tips on how to select the right name and logo for your business, check out my full article on the topic: How to Choose a Company Name and Logo [16 Key Strategies and Tips].

Create a Website For Your Trucking Business

Don't neglect this step. Your business needs a website, period. Especially if you are going to be offering services to the general public (e.g., offering local moving services, etc.)

Your website doesn't have to be incredibly fancy or cost a lot of money to set up. There are a lot of resources available to help you with this.  

In fact, Google allows you to build your first business website for free.  

List Your Trucking Business So Customers Can Find You

It is also important to get your fledgling business on Google. You can do this by listing it on Google My Business.  This way, people who are searching for a trucking business in your local area can find you. 

If you want to learn more about how to do this, check out this tutorial from Google

Set Up Your Business Entity

You may want to set up a business entity like an LLC, corporation, or partnership for your trucking company. Why do this? In most cases, setting up a business entity can help shield some of your assets held outside the business entity if there is a claim against the business.

If you want to make the investment of setting up a corporation, LLC, or some other business entity, you can hire a lawyer to help you, or you can use many of the online resources that can help you set up your business entity.  For a handy table comparing the different types of business entities, check out my ultimate guide to starting a business.

I like using an online service called Incorporate because they can get you up and running quickly and easily.  They also have some great resources to educate on what type of entity to choose and which may be the right state to choose for your new entity.  If you want to learn more, check them out below.  

Note: This can be a fairly complicated area and you don't want to make mistakes, so you may want to consult with your legal and financial advisors to make sure you understand the implications of setting up a business entity.

Step 2: Create a Business Plan For Your Trucking Company

A business plan is essentially a roadmap for your trucking business.  

It organizes your thoughts relating to your business into an actionable plan. Some things to include in your trucking company's business plan are budgeting, identifying your target market and competition, marketing strategy (how will you get loads), pricing strategy, operational plans (will you have drivers, etc.), and growth projections.

Don’t stress too much about getting your business plan perfect. I would use it more as an organizational tool at this point. You can polish it up later if you need to.   

Don’t know how to get started? The Small Business Administration has a great tool to help you write your business plan.

Step 3: Open Up a Business Checking Account and Credit Card

You should open a dedicated checking account in the name of your trucking business. It will give your business credibility, help keep things organized and tidy at tax time, and keep personal and business expenses separate.

Now, let's turn to business credit cards. Credit cards can be really helpful to a new trucking business, especially if an expensive repair pops up!

First, they are often easier to qualify for than a line of credit, especially when you are a brand new business. Even if you don't need to use it right away, it's nice to have the funds available in a pinch. Second, it's a great way to build your business credit rating, which will come in handy if you need to apply for a loan in the future to expand your business, etc.

Finally, you get to enjoy the benefits of points, cash back or other rewards that may come with having a business credit card. However, just like your business checking account, avoid intermingling business expenses with personal expenses on your credit card.

Step 4: Obtain Funding

As we covered already, starting a trucking business can be costly, especially if you plan on buying a new truck.

Fortunately, as we discussed, there are a lot of financing options available (as well as leasing options).

That being said, you will still need some money to get started.

Want some ideas on how to get that seed money? Check out these options:

  • Personal savings. You will often need some skin in the game before lenders will work with you, so having some personal savings is important.
  • Credit Cards. Due to high interest rates, credit cards are probably not an ideal choice, but if you can snag a 0% teaser rate on a credit card, you can put some of the start-up costs onto that card at a ultra low interest rate (at least until the teaser rate period expires). Try to get one that lasts at least a year so you have some time to get your business off the ground.
  • Friends and family. Although these people may be willing to lending you money, you have to weigh that against the risk of souring your relationship with them if things go sideways.
  • Banks. Banks are a traditional source of funding for new businesses, but they will often conduct extensive due diligence and underwriting before lending to a brand new enterprise.
  • Online Funding. This includes includes getting a loan using peer-to-peer lending, funding through kickstarter campaigns, using online lenders, etc.

Step 5: Obtain Licenses, Permits and Insurance

As we already covered, you will need a CDL if you operate a semi. But that's not all.

If you want your own trucking authority (which you will need if you operate a semi and want to engage in interstate transport), you will need to apply to the Federal Motor Carrier Safety Administration (FMCSA) for a Motor Carrier (MC) Number. It costs around $300 and they have a 21 day vetting process.

You will need to make sure you have appropriate insurance in place and file a BOC-3 form, which basically appoints a service of process agent in the states in which you will operate.

You will also need a Unified Carrier Registration (UCR) if you are transporting cargo across state lines. Additionally, if you operate across state lines and meet certain other requirements, you may need a US DOT number and an International Registration Plan (IRP).

If you operate a box truck or cargo van business that is local, things are much simpler. You won't need many of the licenses and permits discussed above, so that's definitely something to consider when figuring out what type of business you want to operate.

In many cases, you will also need to get a general business license (which is usually not too expensive or difficult to obtain), but there may be other, more specific, permits or licenses required, depending on where you operate and the scope of activities you plan to engage in.  

Finally, you will also need to get appropriate insurance for your trucking business. Depending on the type of vehicle you are operating, you will need different types of insurance. In most cases, a simple Google search of “trucking insurance” coupled with the type of vehicle you are operating should get you started.

Step 6: Get Loads For Your Trucking Business

One of the things you absolutely need to get right is getting consistent and profitable loads. A load is basically a delivery job for your truck.

So how do you do this?

Here are some practical strategies to get consistent loads.

Load Boards

One of the most common methods for getting loads is signing up for load boards. These are generally online boards that list loads for delivery that you can access. Many (but not all) charge a fee to use them.

Amazon has a robust load board and it's free. Other load boards include Truck Stop, DAT, Get Loaded, and Trucker Path.

You can also contact freight brokers, 3PL companies and freight forwarders as well to see if they have loads available for you.

Do Moving Jobs with Your Truck

Obviously, if you want to specialize in the moving business, you will need to market your business accordingly. As we discussed earlier, get your business online and make your presence known within the local marketplace.

Rent Out Your Truck to Movers

Another way to make money (without even doing a load yourself) is renting out your truck to people who need it. You can rent to transport companies, or even local movers who may need an extra truck for the day.

Ultimately, you want to experiment with various strategies – you may be surprised at what works best. 


So there you have it – 6 steps to starting a successful trucking business with just one truck.

Hope this has been helpful. If you want to learn how to make passive income in the trucking business, check out my article on trucking investing for passive income. We cover three different ways to do this, with some pretty unconventional ideas. I think you will find it an interesting read.

For the ultimate guide to transportation business ideas, check out article on the topic here. I discuss over 30 business ideas that you can start in the transportation industry (with helpful info and tips on how to begin). We cover businesses you can start with semi-trucks, box trucks, dump trucks, cargo and passenger vans, pick-up trucks and even regular old cars. So whatever your budget and experience, there will be ideas that can work for you.

For more targeted articles on other businesses in the trucking industry, check out my articles on how to start a box truck business, how to start a dump truck business and how to start a dumpster rental business.

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